Kitsap Credit Union

The KCU Educational Grants Foundation was founded in 1999 by the Kitsap Credit Union (KCU) Board of Directors with a belief that all folks in our communities must have the chance to make their dreams a reality by furthering their education beyond high college. The Fair Credit Reporting Act (FCRA) was designed to promote accuracy and to make sure that the credit reporting agencies preserve precise info relating to customer credit. The Federal Trade Commission (FTC) enforces the FCRA and is the watchdog over the 3 credit reporting agencies. Bankruptcy and other public records may possibly be legally allowed to remain on the credit report for ten years. The FCBA bounds original creditors to right inaccurate reporting of info to the credit reporting agencies. That is why our Credit Union has partnered with a economic fitness program named BALANCE.

Nowadays, most credit agencies and lenders calculate your credit score (FICO) …